Zirkin Cutler Investments Inc (Baltimore)

Zirkin Cutler Investments Inc is a large advisory firm based in Baltimore. It manages $434.43 million of regulatory assets for 324 client accounts. It has been registered with the SEC as an adviser since 2001 and has operated in the jurisdictions of Arizona, Arkansas, California, and 20 other states.

Zirkin Cutler Investments provides portfolio management for individuals and small businesses and portfolio management for pooled investment vehicles. It doesn't provide financial planning services to its clients. On top of advisory services, the firm doesn't engage in other business activities.

Zirkin Cutler Investments: assets under management

The assets under management (AUM) of Zirkin Cutler Investments Inc is $434.43 million. The firm's AUM has gone down by -79% since the beginning of its operation, and the company doesn't manage any assets belonging to foreign clients.

The firm manages $324.15 million in discretionary accounts and $110.29 million in non-discretionary accounts. On average, the discretionary accounts where all decisions are made on behalf of the client hold $1.38 million each. Non-discretionary accounts, where clients actively manage their portfolios, generally hold around $1.24 million.

Zirkin Cutler Investments has custody of $830.44 million in cash and securities for 437 clients in total and its related person acts as a qualified custodian.

Fees & Commissions

The advisory firm has several streams of revenue. Clients pay Zirkin Cutler Investments Inc for their services and products based on a percentage of assets under management, hourly charges, and fixed fees. Flat-fee based compensation is the most transparent and the one you can safely predict in advance. These fees don’t include brokerage commissions, interest, taxes, and other account expenses.

Careers at Zirkin Cutler Investments Inc

Rick Alvin Gold has been acting as President since 1 Jan 2002. Gregory Burns Mcshea joined the executive team most recently as the Chief Compliance Officer.

Direct owners and executive officers

Name	Entity	Date acquired	Ownership	Employer ID
Jeremiah Ephrem Casey	Director & chairman of the board	1 Apr 1996	Other	4354688
Harold Zirkin	Director & president	1 Apr 1996	Other	2390208
Marshall Carl Cutler	Director & executive vice president	1 Apr 1996	Other	59506
Allfirst Financial Inc	Sole stockholder	1 Apr 1996	75% - 100%	52-0981378
Allied Irish Banks Plc (Aib)	Sole stockholder of allfirst financial inc	1 Apr 1996	75% - 100%	foreign entity
Investment Bank Of Ireland Ltd	Shareholder of aib	1 Apr 1996	Other	foreign entity
Irish Life Assurance Plc	Shareholder of aib	1 Apr 1996	Other	foreign entity
Jerome Anthony Ratliffe	Secretary	1 Apr 1999	Other	4354679
Rick Alvin Gold	Director	1 Jan 2002	Other	4354551
Manufacturers And Traders Trust Company	Sole stockholder	1 Apr 2003	75% - 100%	16-0968385
William Francis Dwyer	Director	1 Apr 2003	Other	4355799
Thomas R. Rus	Chief compliance officer	1 Sep 2004	Other	5030092
Jeffrey Willis Durkee	Chairman of the board	1 Apr 2009	Other	1009266
John Joseph Klobusicky	Director	1 Apr 2009	Other	5170452
Richard Adam Shatzkin	Director	1 Apr 2009	Other	2413583
Timothy L Brenner	Director	1 Apr 2009	Other	1845553
Hilary Gardner Peterson	Director	1 Apr 2009	Other	707470
Gregory Burns Mcshea	Chief compliance officer	1 Dec 2010	Other	2870963

Indirect Owners

The SEC currently registers 1 indirect owner.

Name	Entity	Date acquired	Ownership	Employer ID
M & T Bank Corporation	Sole stockholder	1 May 2001	75% - 100%	16-0539020

Based in Baltimore

The principal office where Zirkin Cutler Investments Inc performs its advisory services is located at 100 East Pratt Street, Baltimore, MD 21202, which is also the mailing address of the firm. It doesn’t run an office outside of the United States.

You can reach the main office by calling the phone number 410-986-5600 or by fax 410-986-5660. The normal business hours are 8:00am to 5:00pm on Monday - Friday.